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  • Writer's pictureLarry Kavanaugh, Jr.

8 Credit Building Tips for the Modern American


Credit is your financial reputation. It shows financial organizations how reliable you are when re-paying money or following through with terms of a contract.

The quality of your credit can impact:

  • Housing affordability

  • Loan qualification

  • Interest rates

  • Credit card qualification

  • Credit card limits

Attaining good credit score shouldn’t intimidate anyone. Here are some helpful tips to build and repair credit for long lasting impact.



Managing Director

Northeast Retirement Plan Advisors

Larry Kavanaugh, Jr. AIF®, CPFA, CLU, ChFC

950-A Union Rd.

Suite 31

Buffalo, NY 14224

716.674.7000

Securities and advisory services offered through LPL Financial a registered investment advisor, Member FINRA/SIPC.


This information was developed as a general guide to educate plan sponsors and is not intended as authoritative guidance or tax/legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation.


©401(k) Marketing, LLC. All rights reserved. Proprietary and confidential. Do not copy or distribute outside original intent.


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